Rat Race to Riches | roadmap to financial freedom book

"I firmly believe that anyone,

irrespective of their income level,

can achieve wealth."

"It's not where you start,

but the distance you travel that matters."

Growing up, we were poor. We shared a small terraced house with two other families, and slept in one room containing three double beds. That was my childhood.

I failed my 11+ exam, yet went on to become a Qualified Accountant and an MBA Graduate from Henley Business School. I have always been passionate about financial freedom and promoting financial literacy.

For most of my career I worked in the Banking sector in London’s financial district known as the 'Square Mile'. I worked for KPMG, Dai-Ichi Kangyo Bank, Standard Chartered Bank, Mortgage Express, Dresdner Kleinwort Benson, GE Insurance Holdings, Capstone Mortgages and The Royal Bank of Scotland.

My other big passion in life is golf, I was captain at my local Golf Club, and have occasionally caddied on the Asian Tour/International Series. Golf is where I find my peace.

Having lost my job, with a baby on the way and mortgage to pay, I decided that I was never going to be at the mercy of my Employer, the Banks or the Government again. Within 12 years, I achieved Financial Independence at the age of 43 and left work at 53 to live life on my terms. I have never looked back since!

My story is captured in, 'Rat Race to Riches', as a guide to those that want to improve their financial literacy and transform their financial future.