"Do not give your children money;

give them something far more important:

the knowledge to make, keep and grow money."

Rat Race to Riches is a compelling narrative about growing up in a poor, first-generation immigrant family and realising the dream of financial freedom. After losing his job, with a mortgage to pay and a baby on the way, the author discovered that an education and a good job offered little financial security. This challenging period ignited a burning desire to achieve financial independence and live on his own terms.

Determined never to be at the mercy of an employer again, he transformed his life over 12 years, going from the brink of financial ruin to becoming financially independent.

This book provides a timeless roadmap based on real-life experience, crafted for those trapped in the rat race, living paycheck to paycheck, and ready to transform their financial future.

The author’s passion for promoting financial literacy in a simplified and engaging manner led him to create:

Cashflow Model: Explains how money flows in and out
Financial Freedom Matrix: A roadmap to achieving financial freedom
360 Cashflow Statement: A quick and easy FINANCIAL HEALTH CHECK
Property Cycle Investment Strategy

"Money is important as it gives you choices, and the best return on your money is to take back control of your time to live the life you want."

"Good investing is not making lots of money as quickly as possible, but making reasonable and repeatable returns over a long period of time."